1. Have A Retirement Party

Having a retirement party is a great way to kick off your retirement. In addition to the general celebration, your retirement party can bring closure to this chapter in your life. This celebration will help you transition into retirement.

2. Be Aware Of Your Health

According to an AgeWave study, more than 80% of retirees say health is the most important factor for a happy retirement, even more so than financial security. Therefore, efficiently preparing for retirement includes not just your money but also staying physically healthy. Walking, working out at a gym, and eating healthy are all great ways to stay physically fit.

Additionally, it is important to plan for how to fund healthcare costs. According to HealthView Services, a healthy 65-year-old couple retiring in 2019 will need close to $390,000 to cover health-care expense. Therefore, when you turn 65, you need to pick the best Medicare plan for your needs. Picking the right Medicare plan can make all the difference.

Contact us to learn about your Medicare options or call us at 860-757-3644.

3. Find Your Purpose In Retirement

When you have a purpose in retirement, you can contribute the best of who you are to those who need what you have to offer.

Here are some questions to ask yourself in your pursuit of purpose. What kinds of activities have I been drawn to? What have I done in my spare time that I enjoyed? What are the topics of movies, books and lectures that I’m drawn to?

4. Volunteer

If you are looking for deeper meaning in retirement, volunteering could be a great solution. According to an Encore study, over 50% of Americans believe that putting skills and expertise to use to help others is a critical part of how they view retirement.

5. Do Something Amazing

Transitioning away from the traditional 9-to-5 opens a world of opportunity for you. You can do what you want when you want. If you ever wondered what would have happened if your life had taken a different path, this is your perfect opportunity to make that change and see what happens.



Retirees are achieving incredible things. They are hiking the Appalachian Trail, traveling and returning to school.

6. Go Back To School

Going back to college for retirees does not need to be an academic or career driven choice. Returning to school is a great way to challenge yourself in retirement and keep your mind sharp.



If school does not sound appealing to you, you could learn a new skill like playing guitar or taking a cooking class. Your options are limitless. Taking classes in retirement can also be a great way to meet new people with similar interests and maintain your social life in retirement. Many towns offer free training classes for retirees so contact your town hall to see what your town offers.

7. Keep A Budget

You will want to be sure that your retirement funds last as long as you do. If you do not have a retirement budget set up, this should become your top priority. Estimating how much you will spend monthly is critically important to know if you have enough money saved to maintain your lifestyle throughout retirement.

Contact us to help with your budget or call us at 860-757-3644.

8. Think Positively About Aging

Research completed by The London School of Economics and Political Sciences found that happiness peaks at the ages of 23 and again at 69! Your best years are ahead of you!

With studies conducted over four decades, Harvard psychology professor Ellen Langer showed that mental attitude can reverse the effects of aging and improve physical health. It was proven time and time again that age is truly a mindset and not just a number. The right mental attitude can reverse the effects of aging and improve physical health.

9. Focus On Relationships

Working on creating and maintaining friendships is one the most crucial ways to have a healthy retirement. You need people you can rely on emotionally.



If you have grandchildren in your life, you should spend as much time as possible with them. “The greater emotional support grandparents and adult grandchildren receive from one another, the better their psychological health,” said Sara M. Moorman, an assistant professor at Boston College.

10. Get A Dog

Dogs are called man’s best friend for a reason. Dogs provide emotional benefits because of their unconditional love for us. Several studies from Harvard found that pet owners had lower cholesterol, lower blood pressure, and a lower heart attack risk than people without pets.

Dogs can also keep you active by going for daily walks and you could find yourself in new social circles because of your pet.

11. Know When And How To Take Your Social Security

Knowing how and when to take your Social Security benefits at the right time can mean tens of thousands of dollars more in retirement. This can be an irreversible lifetime decision. Timing your Social Security correctly is crucial to help maintain your lifestyle throughout retirement.

Request your complimentary Social Security Timing Report today or call us at 860-757-3644.

At Retire Safety First we want you to do what you love with the people you love. If you combine these 11 tips with the Retire Safety First Approach, you can have the retirement you have been dreaming of!

Contact us today to learn about the Retire Safety First Approach or call us at 860-757-3644!

At Retire Safety First we believe everyone has a right to a safe, secure and predictable retirement. Our goal is to remove the fear and uncertainty out of retirement, to provide peace of mind for retirement.